The Difference Between Home Care and Home Health Care

May 20, 2025

If you're exploring care options for a loved one, you may have come across two similar-sounding terms: home care and home health care. While both involve support provided in the comfort of a person’s home, the type of services, goals, and professionals involved are very different.

Understanding the difference between non-medical home care and medical home health care is crucial for making the right decision for your family. Here’s a clear breakdown of what each service includes and when each one is appropriate.

What Is Home Care?

Home care refers to non-medical, personal assistance that helps individuals maintain their independence and quality of life at home. It’s ideal for seniors, individuals with disabilities, or anyone who needs support with daily tasks but does not require clinical or medical treatment.

Common Home Care Services Include:

  • Personal care (bathing, dressing, grooming)
  • Meal preparation
  • Light housekeeping and laundry
  • Companionship and emotional support
  • Transportation to appointments or errands
  • Medication reminders
  • Incontinence care and toileting assistance
  • Respite care for family caregivers

At Michigan Home Care, we provide these in-home support services throughout Saginaw, Bay City, and Midland, giving families peace of mind while helping loved ones stay safe and independent in their own homes.

What Is Home Health Care?

Home health care is a clinical or medical service prescribed by a doctor and provided by licensed healthcare professionals. These services are often used after a hospital stay, surgery, or during recovery from illness or injury.

Common Home Health Services Include:

  • Wound care
  • Physical therapy
  • Occupational therapy
  • Speech therapy
  • Skilled nursing care (e.g., injections, monitoring vital signs)
  • Medical equipment education
  • Chronic disease management

Home health care is typically short-term and covered by Medicare, Medicaid, or private insurance, but it must be ordered by a physician and provided by a licensed agency.

Home Care vs. Home Health Care: A Quick Comparison

Feature Home Care Home Health Care
Type of Care Non-medical assistance Medical and therapeutic care
Provided By Caregivers or personal care aides Nurses, therapists, or clinicians
Requires a Prescription? No Yes (ordered by a doctor)
Covered by Insurance? Often private pay or long-term care policies Often covered by Medicare or insurance
Focus Daily living support & companionship Recovery, rehabilitation, clinical needs
Duration Ongoing, flexible schedule Short-term or as prescribed

Which One Does My Loved One Need?

Choose Home Care if your loved one:

  • Needs help with cooking, cleaning, or dressing
  • Feels lonely or isolated and could use companionship
  • Needs transportation to errands or appointments
  • Has trouble managing daily tasks due to aging or disability
  • Requires support but does not need skilled medical care

Choose Home Health Care if your loved one:

  • Is recovering from surgery or hospitalization
  • Requires wound care, therapy, or injections
  • Needs health monitoring or skilled nursing
  • Has a new diagnosis that requires clinical oversight
  • Has a doctor’s order for in-home medical services

In many cases, families may use both services together—medical support from a home health provider and daily living assistance from a home care agency.

How Michigan Home Care Supports Independence at Home

At Michigan Home Care, we specialize in non-medical in-home care services across Saginaw, Bay City, and Midland, MI. Our caregivers provide compassionate, reliable support to help seniors and individuals maintain dignity, comfort, and independence in their homes.

We work closely with families to develop a personalized care plan that addresses daily living needs while promoting safety and emotional well-being.

Frequently Asked Questions

Can I have home care and home health care at the same time?

Yes. Many families combine medical care from a home health agency with personal care from a home care provider like Michigan Home Care.

Is home care covered by insurance or Medicare?

Home care is not typically covered by Medicare but may be covered by long-term care insurance or Veterans benefits. Most clients pay out of pocket for flexible, customized home care.

How do I get started with home care in Michigan?

Contact Michigan Home Care to schedule a free consultation. We’ll assess your loved one’s needs and build a care plan that fits your schedule and budget.

Get the Help You Need — At Home

If your loved one needs support with everyday activities, home care may be the right fit. At Michigan Home Care, our trained caregivers offer personalized care that helps seniors live well in the comfort of their homes.

Call us today at (989) 245-7488 or contact us online to learn more about our services in Saginaw, Bay City, and Midland, MI.

Get Started with Michigan Home Care

Contact us today for a free consultation and discover how we can assist your loved one.

healthcare worker taking blood pressure on person in-home care

Customer Testimonials

See what others have to say:

"The staff at Michigan Home Care are so friendly and really care. You can absolutely trust them with the care of your loved ones!"
Beth S.
Google Review
"This is a very good company and staff is amazing. Price is very good, quality is very good, they are willing to work with you in 2hr or 4hr. I haven't had a better experience anywhere. My aide is amazing, smart, makes you feel comfortable and treats me respectfully. I definitely recommend if you or a loved one needs a home care aide to help dress, bath, bathroom care and light cleaning this is the best company."
Eunice R.
Google Review
"A great company to keep your loved ones in home. Their staff is amazing and caring. They also have many different services that is offered."
Steven B.
Google Review